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XRP Enthusiasts Speculate on RippleNet’s Role in American Express System Upgrade

XRP Enthusiasts Speculate on RippleNet’s Role in American Express System Upgrade

Author:
XRP News
Published:
2025-07-16 15:27:15
16
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[TRADE_PLUGIN]XRPUSDT,XRPUSDT[/TRADE_PLUGIN]

American Express has recently notified customers about delays in cross-border payments due to a system upgrade connected to the Federal Reserve. Although the announcement did not mention Ripple, the timing has sparked speculation among XRP supporters, given Amex's past collaboration with RippleNet for US-UK transactions. The cryptocurrency community is drawing connections between Amex's infrastructure overhaul and Ripple's enterprise blockchain solutions, fueling optimism about potential future integrations. This development comes at a time when Ripple's XRP continues to gain traction in the financial sector, with many anticipating further adoption by major institutions. The upgrade could signal a broader shift toward blockchain-based payment systems, positioning XRP for significant growth in the coming years.

American Express System Upgrade Sparks RippleNet Speculation

American Express has alerted customers to delays in cross-border payments amid a system upgrade linked to the Federal Reserve. While the notice made no mention of Ripple, the timing has fueled speculation among XRP enthusiasts given Amex's historical partnership with RippleNet for US-UK transactions.

The crypto community is connecting dots between Amex's infrastructure overhaul and Ripple's enterprise blockchain solutions. Market observers note XRP's price stability contrasts with broader crypto market volatility, suggesting institutional adoption narratives may be gaining traction.

A deleted tweet from an Amex executive referencing blockchain integration and rumored Wall Street meetings have added to the intrigue. The payments giant previously used RippleNet for real-time UK-US transactions before quietly sunsetting the partnership in 2023.

XRP's Volatile Surge Captivates Traders Amid Technical Breakout

XRP jolted markets with a rapid ascent to $2.30 before retreating, defying months of stagnation between $2.00 and $2.10. The rally breached key exponential moving averages on unusually high volume—a signal interpreted as genuine demand rather than transient liquidity play.

Technical indicators flashed bullish as the RSI crossed 50 and trading volumes spiked. Yet the failure to hold above the 200-day EMA underscores persistent resistance. Market participants now watch whether $2.20 transforms from support to springboard.

XRP Price Potential Amid EVM Integration and Legal Developments

The XRP Ledger has achieved a significant milestone with the mainnet launch of its EVM-compatible sidechain, bridging functionality with Ethereum's ecosystem. This integration grants XRP access to Ethereum-based decentralized applications and smart contracts, positioning it competitively within the DeFi landscape.

Investor sentiment appears bullish, as evidenced by heightened whale activity. Santiment data reveals a surge in large transactions exceeding $100,000 between June 20-23, coinciding with notable exchange outflows. Approximately $1.7 million worth of XRP was withdrawn from Binance's hot wallet recently—a classic accumulation signal that often precedes price appreciation.

Market dynamics are further influenced by the impending July 3rd hearing in the Ripple vs SEC lawsuit. XRP currently trades at $2.21, reflecting a 2.73% weekly gain. The combination of technical upgrades and reduced exchange inflows suggests holders are opting for long-term storage rather than immediate liquidation.

Ripple CEO's Actions Spark Speculation of Another XRP Rally

XRP investors are closely monitoring Ripple CEO Brad Garlinghouse's recent communications, interpreting them as potential catalysts for another significant price surge. Historical patterns suggest these signals have preceded major rallies before—notably November 2024's 580% ascent following institutional ETF filings.

Garlinghouse's latest announcement of dropping Ripple's cross-appeal in the SEC case has reignited bullish sentiment. The resolution of this five-year legal overhang mirrors the conditions that propelled XRP from $0.50 to $3 previously. Market participants now anticipate similar momentum, though current prices remain steady NEAR $2.

Institutional adoption remains the key narrative driver. Garlinghouse's 2024 tweet revealing Grayscale, Bitwise and others filing for XRP ETFs demonstrated how corporate interest can ignite retail FOMO. The same dynamic may now be unfolding as regulatory clarity emerges.

SEC’s Ripple Case Prolongs Market Uncertainty as Appeal Decision Looms

The U.S. Securities and Exchange Commission's protracted legal battle with Ripple continues to cast a shadow over the cryptocurrency market. Former SEC attorney Marc Fagel indicates the court may take weeks—or longer—to rule on whether to accept the regulator's appeal. This delay has injected volatility into XRP's price and left investors grappling with uncertainty.

Market participants view the case as a bellwether for how U.S. courts will treat digital assets. The unresolved appeal has created a holding pattern, with traders adopting cautious positions amid unpredictable price swings. Federal court backlogs and potential additional motions could further prolong the resolution.

Ripple supporters argue the regulatory limbo unfairly impacts XRP holders and creates broader market instability. The eventual decision will establish critical precedent for cryptocurrency classification—a ruling with implications far beyond this single asset.

Ripple's Ambitious 2030 Roadmap Sparks Speculation on XRP's Role in Global Finance

A leaked Twitter post by X Finance Bull has ignited fervent discussion among XRP enthusiasts, outlining a sweeping vision for Ripple's token by 2030. The blueprint suggests XRP could become the backbone of multi-CBDC hubs across emerging markets, building on existing pilots in Bhutan and Palau.

The plan envisions XRPL-based liquidity pools displacing traditional nostro accounts, potentially unlocking trillions in dormant capital. Technical integration with SWIFT and Visa through ISO 20022 messaging appears central to the strategy, alongside potential ETF partnerships with asset management giants.

Ripple's recent legal victory against the SEC has restored U.S. exchange listings, adding credibility to these ambitious projections. The roadmap extends beyond payments into smart contracts and decentralized identity solutions, positioning XRP as a comprehensive infrastructure player rather than just a payments token.

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